Insurance Inland Marine no more Quarterly Payments

[Dan Lamb]

Hey Guys,
I have been making Quarterly payments to Inland Marine CHUBB for 2 years , now they want $465.00 in one chunk , no more Quarterly payments . Was hoping to get some names of companies that would cover my tractor only , my homeowners will not cover tractors , thanks gentlemen any feedback very appreciated NOR CAL Dan

 

[Stan B]

Try a "personal articles" policy with State Farm. I pay yearly, but I believe they offer other options.

 

[K5lwq]

I use Farm Bureau. Two tractors and one trailer along with loaders and a few implements for $260 per year. I also have my vehicles with them on a separate policy. There is a $50 a year membership fee but they are very good to work with.

 

[Diggin It]

Hey Guys,
I have been making Quarterly payments to Inland Marine CHUBB for 2 years , now they want $465.00 in one chunk , no more Quarterly payments .

If you like the company and the coverage, budget. Stash the quarterly payments somewhere so you can send it to them in one. I use a CC to pay my auto that way so that I get the bonus points/rewards.

I use Farm Bureau.

I refuse to use FB for anything.

 

[desertdog71]

Try a "personal articles" policy with State Farm. I pay yearly, but I believe they offer other options.

This is what I got and they break it down monthly on mine. I do have several other policies already though.

 

[kthompson]

Dan, this coverage will vary greatly from state to state. I would start with what ever company/agency you have auto or home with. Ask your tractor dealer for suggestions. Do internet search for tractor insurance in California. Many companies do not or don't want to write such a policy as the only coverage you have with them. The agent/agency may make about 10% of the premium and it is hard for them to break even for the time and work for $50. Just telling that detail so you can understand their position better.

 

[RickB]

If you like the company and the coverage, budget. Stash the quarterly payments somewhere so you can send it to them in one.

^^^this.

 

[nybirdman]

In NY state;through my regular agent but not home owners or auto.An Inland Marine policy thru"Erie&Niagara Co." ,insures my tractor and implements for $157.00/yr.

 

[Dan Lamb]

Thanks to all,
I ended up getting my insurance through State Farm , we umbrella through them and the. Tractor insurance was almost half with the same coverage , thanks all for the heads - up , Nor Cal Dan

 

[txguy]

I refuse to use FB for anything.

Can you elaborate ? I got my policy with them a month ago and now I am wondering if I need to drop them.