One question is are you replacing an existing system ?
If yes, then your ducting and other infrastructure is already there. The drilling/piping/grouting is about 2/3 of the cost, and the hardware is about 1/3. Drilling is the most expensive, Putting in a linear loop, or a slinky loop are lower cost, but require significantly more ground area.
I have had geothermal heat/AC for 7 years now. It is a closed loop, horizontal trench system with 2 units (zones). It has been 100% reliable, with low operating costs and great comfort year round.
paul