MotorSeven
Elite Member
I just wanted to inform the readers here to be carefull when thinking that a company's financing offer that looks too good, may be too good to be true. No, i am not talking about Kioti, but before i ordered my CK30, i hyped myself into thinking that i needed a bigger HST tractor. What caught my eye was the "84 months @ 4.99% w/10% down". It is on their website, so i called a dealer and the salesman said, "Yep, the offer is good until the end of the month, but they have been extending it for quite some time." So we worked up the figures on a 3810 HST FEL 4x4 along with the usual implements. The total was over $22,000(Gulp!), but with the difference in interest rates and term, i was looking at a $35-40 payment bump from the CK30. I plan on paying off the tractor in a little over a year, but until then i wanted to tie up their money...not mine.
Sooo, i went for it, only to have the salesman call me back the next day to say that this other [orange] company would only go 72 months, and wanted a down payment of $4,000. The excuse that i was given was since i applied for the sales tax (farm) exclusuion, then the Company looked at the sale as a "Business not Personal Use", therefore the 84 month rate would not apply. It does say "personal/household use" on their website, but my paying sales tax or not has no bearing on the finance end of the deal. I gave the salesman another day to attempt reconcilliation, but i had to call him the next afternoon only to be told, "I told you they weren't going to change their mind" !!! ??? /forums/images/graemlins/confused.gif
I don't mind saying that this really ***, but i did calm down, gave myself a reality check on really needing a 38hp HST, and decided to go with the CK30. Then something really funny happened.....Kioti approved the financing that same day EXACTLY as they advertized! Now i am not slamming the other Company's product, because i think they build a fine machine(hey i was gonna buy one), but how good is their product if the customer can't get the "advertized deal". After that experience i would not consider any of their products because i won't do business with a company that plays these types of games. Apparently it was more important to gig me for a 1% interest rate than to make a 22K sale.
I guess that is what i get for straying from the Kioti pack!.....Forgive me /forums/images/graemlins/tongue.gif
RD
Sooo, i went for it, only to have the salesman call me back the next day to say that this other [orange] company would only go 72 months, and wanted a down payment of $4,000. The excuse that i was given was since i applied for the sales tax (farm) exclusuion, then the Company looked at the sale as a "Business not Personal Use", therefore the 84 month rate would not apply. It does say "personal/household use" on their website, but my paying sales tax or not has no bearing on the finance end of the deal. I gave the salesman another day to attempt reconcilliation, but i had to call him the next afternoon only to be told, "I told you they weren't going to change their mind" !!! ??? /forums/images/graemlins/confused.gif
I don't mind saying that this really ***, but i did calm down, gave myself a reality check on really needing a 38hp HST, and decided to go with the CK30. Then something really funny happened.....Kioti approved the financing that same day EXACTLY as they advertized! Now i am not slamming the other Company's product, because i think they build a fine machine(hey i was gonna buy one), but how good is their product if the customer can't get the "advertized deal". After that experience i would not consider any of their products because i won't do business with a company that plays these types of games. Apparently it was more important to gig me for a 1% interest rate than to make a 22K sale.
I guess that is what i get for straying from the Kioti pack!.....Forgive me /forums/images/graemlins/tongue.gif
RD
