The only time I use mine is in mud or when on rough ground where opposite wheels(right front/left rear) have all the weight such as traveling diagionally over large deep ruts. In this case, the front and rear diffs will allow the other wheels to spin. Rear Difflock solves this problem and allows the tractor to move off this rough spot.
As Greg mentioned, the claw assembly on the Jinma's is square toothed(same as the 4WD claw) and usually requires some difference in rotation to come into alignment and engage. In the above situations, I am in low or creeper gear and with the clutch out and engine just above idle with one of the rear wheels rotating at a slow RPM, I hold pressure down on the difflock lever. At somepoint the claw will align and the lever will go nearly to the floor. When I no longer need the difflock, I lift the lever and hold it up with the back of my right leg. At some point shortly after that, the claw will dissengage and that will hold the lever up by itself. I can usually hear/feel it when the plunger pops out and smacks the end of the lever. The disengage mechanism is purely by spring pressure so a little bit of wheel rotation may be required for the load to come off the claw and allow the spring force to retract it. When new, the plunger/spring on my 284 was stiff and didn't want to disengage. It took using it a few times before it would pop back out reliably. You can tell it is still engaged because the lever will not stay in the up/disengaged position by itself.