Commercial weight rating for my state!!!

   / Commercial weight rating for my state!!! #1  

JB4310

Super Member
Joined
Feb 24, 2005
Messages
5,174
Location
Central CT
Tractor
J.D. 4310 E-hydro
I'm in the market for 5-6 ton equipment trailer to pull my CUT, I'm a waterproofing/restoration contractor and would probably want to use it for work occasionally.
Trucks a Dodge 3500 with utility body, even though the truck is heavy I still have 12,000 pounds in reserve for trailer towing to stay under my trucks GCWR of 23,000 pounds.
Here's the hitch (no pun) my state of Connecticut considers GCWR of 18,000 lbs to be the limit that requires a state DOT number if used in any commerce, no special licence endorsements and it doesn't cost anything to get the number, but hold your hats, it requires a minimum insurance liability limit of $750,000.00!!! a medical card and a log journal that complies with federal specs to be kept when ever the vehicles are operated over the 18,000 lbs.

Needless to say that even though I'm a contractor I'll never be using that trailer for commerce and commerce is considered any use that produces a reward, even a trophy, even if it's just once a year and the rest of the time is used for personal use.
The state does provide a personal use registration form and you get a camp trailer plate, that's what I have on my 5 ton dump trailer, they look at you a little funny when you try and register such a heavy trailer for personal use but they can't deny it, they warn you if you get caught using it for business you'll be in some trouble. I registered the dumper that way just to save the several hundred dollars a year they whack you for the commercial plates, I didn't even know about the insurance requirements and other provisions. So all these young landscapers with an F-350 or a 3500 with a gvw of 12,000 that are pulling a trailer over 6,000 (every single one of them) would fall under those very restrictive/expensive requirements. I don't see those DOT numbers on to many of these small contractors trucks, and they are pretty easy to spot by design.
John,
 
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   / Commercial weight rating for my state!!! #2  
I would assume the insurance requirement shouldn't be an issue as if you are worth much at all you need that amount of insurance & most good agents will make sure you have at least 1mil in coverage. Picture what happens when that truck & trailer hits someone else, a big truck or bridge.

Just remember the state is just trying to get you to do the right thing & make a $100 doing it.
 
   / Commercial weight rating for my state!!! #3  
JB4310 said:
So all these young landscapers with an F-350 or a 3500 with a gvw of 12,000 that are pulling a trailer over 6,000 (every single one of them) would fall under those very restrictive/expensive requirements. I don't see those DOT numbers on to many of these small contractors trucks, and they are pretty easy to spot by design.
John,

YET!!!!...:D ...as the economy worsens, CDOT will start finding them and billing them, in the form of tickets, as a NEW income stream for the state...:rolleyes:
 
   / Commercial weight rating for my state!!! #4  
I think, after going through the Fed Site, that this DOT Number requirement is going cause many people here on this site and lots of small farmers a real problem. Not as bad a problem for you, perhaps, until you cross state lines ... Take a few minutes and go to this Fed Site Registration & Assistance: USDOT Number/Operating Authority - Federal Motor Carrier Safety Administration then find this:Start the Step-by-Step Registration Guide and answer the questions and see if you need a DOT Number then check with your state folks (lots of luck) ... this thing gets involved to say the least! Sorry forgot to include the site: Federal Motor Carrier Safety Administration
Leo
 
   / Commercial weight rating for my state!!!
  • Thread Starter
#5  
I didn't go to the fed site yet but the state people told me anything over 10,000 pounds gvw and in interstate commerce requires the fed guidelines to be followed.
That's any guy with a f-350, or other dually pick up with a tool box or a ladder in the back, crossing a state line!!!
JB,
 
   / Commercial weight rating for my state!!! #6  
Those same regulations exist in my state, too.

$750,000 in insurance coverage is considered small these days. Shouldn't cost you very much. I have a 2 mil policy that costs me like $450/yr. in addition to my commercial truck policies which run no more than a personal policy.
 
   / Commercial weight rating for my state!!!
  • Thread Starter
#7  
Being a contractor I know I have more than just the minimum, not sure exactly what right now, and I do have a 1 mil umbrella personal catastrophe policy, but that's only personal liability not business, I think I have 2 mil in regular contractors liability. Ya once you have enough coverage for the average loss, then the excess liability is not that much more.
 

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