We had it installed about a year ago. In our case, going by vague memory, the difference was a lot less than 8k more than a convential system, more like 4k. Just my opinion here after doing a lot of reading about geothermal, the savings all depends on your source of power and heat. In our case we were heating with propane. A couple of years ago propane got crazy high, at those rates our return on investment would be just a couple of years but the prices have dropped a lot since for propane. It seems like natural gas for heat is prettty competive to geothermal if thats available.
Then you have to look at the AC side of it. I like our house pretty cool and our last bill for just the geo was $40, pretty cheap for us. There is also an added benifit of getting some free hot water from geothermal. We got rid of our old system of both the furnace and the hot water heater, which both were propane, because they were getting old. I don't have any facts, but I'd say we are paying more for hot water in the summer and maybe about the same in the winter. You can do some research on making hot water from geothermal and decide, but it basically just requires a second tank that is for storage.
I'd also say the quality of heat and AC is better with geo, more even might be a better word. With new construction, you can also setup the house in zones, which we didn't do.
I'd say do some research for your area, lots of info out there, but for us the bottom line was a return on our investment of about 5 years.