My new 4530 with 245 loader arrived last Thursday... I am totally impressed with my new toy......um tractor. I traded my 3505DI (235 hrs) in on my new 4530... the 3505 never gave me 1 problem and did everything I asked of it...but after convincing my wife I needed 4WD and a front end loader I couldn't be happier. I thought I was going to get the 5520 4wd..but the dealer was out...the 5520 was $4000 more and after I drove a 5530 4wd I decided the 4530 was plenty enough for me and my 40acres. Scott Tractor was very helpful and tolerated all my questions. Mahindra's 48 month 0% interest also helped a lot with my wifes concerns. The FEL works like a champ..I've got to learn a few tricks but learning is such fun. I was really working the tractor and loader when I realized I still was in 2WD...put in 4wd and went some more. Maybe one day I'll grow to need a 5520 but for now I 'm very very happy and impressed with the power and looks of my 2008 4530. Thanks,Mike