Lost 22% of our IRA/401Ks/Investments

[RSKY]

We lost 22% of our investments in February, March and April. Three months later we are back in the black and making money again.

Basically my wife and I lost, on paper, two years salary each in about 45 days. This was from her 401K, my IRA, and our investments. The only thing that didn't lose value was an annuity paying 3% that my wife had inherited. Everything slowly started coming back in May, and now before June is over we were even last Thursday and made money again Friday. I didn't change a single investment, just let it all ride.

YOU DON'T ACTUALLY LOSE MONEY UNTIL YOU CASH IT IN.

When the news stations are all gloom and doom and the stock market is crashing, that means stocks and mutual funds are on sale. And you BUY!! When you sell is when everything is going up.

RSKY

 

[CH4Ohio]

How much more would you have if the Liberation day nonsense wasn’t killing the US market? It is real money whether you’ve cashed in or not. US market is just now out of the red since Inauguration Day. The rest of the world is double-digit positive.

 

[nyone]

When you hear of doom and gloom in the stock market..that's the time to buy.

In all honest though 45days is a mear blip on the radar for a IRA. And I mostly only buy mutual or index funds.

 

[Hay Dude]

We lost 22% of our investments in February, March and April. Three months later we are back in the black and making money again.

Basically my wife and I lost, on paper, two years salary each in about 45 days. This was from her 401K, my IRA, and our investments. The only thing that didn't lose value was an annuity paying 3% that my wife had inherited. Everything slowly started coming back in May, and now before June is over we were even last Thursday and made money again Friday. I didn't change a single investment, just let it all ride.

YOU DON'T ACTUALLY LOSE MONEY UNTIL YOU CASH IT IN.

When the news stations are all gloom and doom and the stock market is crashing, that means stocks and mutual funds are on sale. And you BUY!! When you sell is when everything is going up.

RSKY

I made about 25% in my precious metals investments since inauguration day, but my mutual funds and stocks did not fare so well. Now mutual funds are making good gains again.
A balanced portfolio is the way to go.

 

[CloverKnollFarms]

I think at one point we were down about $200k… YTD we are now up 7%. We only saw a 10% drop from our high in February. 22% is wild.

I think back to 2007-2008…

Or the many other years the markets were in the red for the year. This isn’t so bad. I care more about averages, than I do about daily or monthly market moves. The sky has been falling for the two decades that I’ve been investing. I still retired at 48… so, I don’t get real emotional about “the world is ending”, anymore. That is fear, and fear is often quite irrational. And it certainly doesn’t serve you well if you are an investor.

 

[CloverKnollFarms]

When you hear of doom and gloom in the stock market..that's the time to buy.

In all honest though 45days is a mear blip on the radar for a IRA. And I mostly only buy mutual or index funds.

Long term investing ignores the emotional cries we hear daily. Amen

 

[Oaktree]

When the news stations are all gloom and doom and the stock market is crashing, that means stocks and mutual funds are on sale. And you BUY!! When you sell is when everything is going up.

I would say a better plan is to put together a plan that makes sense for you and stick with it. Re-assess it once a year or so to see if a particular investment still makes sense but the market is a long game.
Trying to time the market is for fools. Not every stock that's down is a bargain.

 

[dodge man]

I think it was in 2008 when things went downhill we decided to just leave things alone. The
Dow bottomed out at about 8000. It’s up over 43,000 now.

 

[CloverKnollFarms]

I think it was in 2008 when things went downhill we decided to just leave things alone. The
Dow bottomed out at about 8000. It’s up over 43,000 now.

But it was the end of the world…. The markets dropped like 50%…

Kids these days are afraid of 10%

 

[5030]

Our investments are all equatable to a piggy bank and as such I don't get concerned with the up's and down's much. I look it like, it's there of we need it. If we don't. it's out of mind. More concerned with our real estate investments that anything else actually. Owning 4 rental properties plus the farm is way more day to day for us and the income that comes from that which is always a balance between taxable and not taxable.