Recent content by Snobdds

  1. Snobdds

    Electricity Price Increases

    Coal was made expensive due to regulations...remove the regulations and... boom...cheap. This coal will be allowing everyone to use Facebood, Amazon, and Microsoft stuff. Tech might seem to be green, but to make the stuff work takes massive amounts of power...
  2. Snobdds

    Sizing floor joists, and thickness and type of plywood sheeting?

    Wood gains it strength in framing lumber by the height due to having a higher compressive strength. You generally want the most height in framing lumber you can before it becomes a burden to fit. All that said...floor joists should be at least a 2x10 for that span. If you can get away with a...
  3. Snobdds

    Electricity Price Increases

    Yeah we wouldn't collect so much in tariff revenue, revenue that also makes the dollar stronger to have more purchasing power to get us back to pre covid era prices. Please, more manic purchasing power...
  4. Snobdds

    Electricity Price Increases

    Not one superpower has ever had expensive energy. Remember that important piece of context. In Wyoming, 2 old coal power plants have reopened to supply power to the data centers for Meta, Amazon, and Microsoft. We're all dependent upon Coal. Remember that important piece of context. There...
  5. Snobdds

    My Backhoe needs and engine rebuild

    First do a pressure test on the coolant system, if it doesn't hold PSI, start looking for any external leaks. If no external leaks, check the head gasket by keeping the pressure test on the coolant system and see if the PSI goes up when running. The engine is probably still ok, You either...
  6. Snobdds

    New Mexico / Colorado

    They are everywhere on I-80 in Wyoming. They do work.
  7. Snobdds

    Entry level California home costs up 88% since 2020.

    I think the housing problem, in 10 years, turns over due to demographic problems. In 10 years, most of the baby boomers will be gone. They, right now, capture over 50% of the housing stock between 1st and 2nd homes. The family formation rate is not high enough to absorb all those homes with...
  8. Snobdds

    Parents with dementia, how dealing with that has gone.

    I had my data guy run the prevalence of dementia running in families today... It came back with a 88% confidence interval for a given z score. That correlates to around a 94% chance. Not zero, but still significant. See below. "While both maternal and paternal family history can influence...
  9. Snobdds

    Parents with dementia, how dealing with that has gone.

    I would worry that your spouse had two parents with dementia. Really worry...
  10. Snobdds

    Medical Cost

    No they aren't. I am BCBS, I did actuarial stuff for years and now in charge of risk management for all of BCBS. I know this. You can't really get more benefits than those mandated by the ACA. In fact, you have pediatric dental in your 60's. Great benefit, too bad you pay for it and will...
  11. Snobdds

    Medical Cost

    The vertical integration was more from the standpoint of patient reporting requirements. Small dr. offices did not want to endure the burden of all the requirements. So they teamed up with hospital systems to help with the reporting requirements. Hospital systems also barred doctors that were...
  12. Snobdds

    Medical Cost

    All benefits are mandated to be those of obamacare. So you may not have a subsidized policy, but your benefits on that policy are the exact same as obamacare policies.
  13. Snobdds

    New Carburetor

    I invested in an ultrasonic cleaner. I have put in carbs that I never thought would run again. Varnish build up due to ethanol is what was killing my carbs. Savings one carb pays for the ultrasonic cleaner.
  14. Snobdds

    Medical Cost

    We need to break up the hospital groups. After obamacare, it incentivized all the hospitals to vertically integrate. Now we have hospital systems with college campus like amenities. The medical tend prior to obamacare was 4-6% annually. Now we are 10-12%. It doesn't take a rocket...
  15. Snobdds

    Medical Cost

    Why are boomers so entitled. You paid 39% of something, on a drug plan that is probably $60 per month. How much more assistance do you need?
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