My 1999 F150 came up from the Boca area.. Fortunately not a spot of rust anywhere when it got here.. Im aware of the insurance issues in Fl, Lots of companies leaving the state due to massive losses and risk of more due to storm damage... Insurance companies love taking money from you... Hate, hate, hate, paying claims when they come in.. But that's another thread all together.FL isn't necessarily rust free. Lot of salt air, humidity & ground moisture. Not as bad as NE or Midwest, but nowhere near CA/AZ/NM/or TX as far as rust. Good luck on your search in FL. Prices have gotten stupid over the last 2 years, & insurance costs are ridiculous. My homeowners tripled between 2015 and 2022.