my story about getting MFWD is probably different then most. i had farmed with 2wd's all my life and was set on getting another 2wd, only alot bigger then what i previously owned and get a front end loader. never had a tractor with a fel, but figured hey what the heck, there have been a few times i could have used one so i'll get it this time around. i figured i would be buying in the next year......that is until my tractor needed it's first major repair since i'd owned it. got the quote of hat it was going to cost, and it was within a few hundred $$$ of what it was worth. i had a decision to make, get this tractor fixed and put off buying a new one for awhile, or go see what my local JD dealer had going on before i made my decision of what to do. i stopped by oneday and told him what i wanted(2wd, 55-65hp, fel). it was then i learned he had a heck of a deal going on all MFWD 5003 tractors. 0% for 48 months AND he'd knock off $2,000. i asked what deals the 2wd tractors had, and it was only 0% 36 and no money off. i wanted to keep my payments under $400 so i said the heck with it and got a MFWD 56hp tractor with an MX6(he also knocked $400 off of that price). i didn't get the fel, but got my tractor set up for it for the future. all that came too $370 a month and i couldn't be happier. so for me, i didn't really need MFWD, hadn't planned on even getting it, but the deal was just so much better. glad i have it now. i can't speak on the difference it makes on loader work yet since i dont have one, but as for pulling, well 56hp and 4 wheels pulling is just down right nasty. i can't even imagine how much better it will pull after i get the tires loaded and add on my rear wheel weights when i get the fel.