ponytug
Super Member
@CloverKnollFarms Good luck! A fulfilled retirement generally leads to a longer retirement. Couch surfing not so much...
All the best, Peter
All the best, Peter
After about 2 generations, sometimes even 1, immigrant's descendants are typically Americanized. The percentage with a work ethic will go down since our culture does not reward hard work enough. Some families more than others.The next generation of farmers will be Hispanic. Anglos won't do the work, and don't develop the skills.
It was her idea in fact. I saved a lot for retirement, she is younger and willing to work for a while to supplement insuranceYou can retire early, only if the wife keeps working.
Is your wife excited about your future plans?
I did this, but the reason it worked for us is that she is younger than me, liked her job and would get a much better retirement package just a few years later.
Sometimes they like to be around other adults. Us males often don't qualify as such to our wives.It was her idea in fact. I saved a lot for retirement, she is younger and willing to work for a while to supplement insurance
I have a dog officially turning 20 years old in about 26 hours. I'm not sure she'd agree. She's been one foot in the grave for two years now, but keeps rebounding.Getting older is always voluntary.
I suggest consolidate into Fidelity. I've had everything there for 30+ years. I compared them with Vanguard then, and a few times since. Fidelity has had the slight edge, with 24 hour excellent telephone execution and advice, and an office local to me. Vanguard would save a few $/year on slightly lower fees. Fidelity's convenience was worth that difference, for me.^^^ I have a fair amount of my assets in each of those (Vanguard and Fidelity). I had been hoping to consolidate into one or the other, but I need to see a little more history.