Insurance can you get theft insurance on tractors?

[patrickdale]

can you get theft insurance on tractors?

 

[zmjc]

Yes. I had "all perils" coverage of my tractor specifically added to my house insurance. I had to change insurance companies to do it, but it actually worked out with a reduction in the premiums!

 

[creekbend]

Yes. We have State Farm, and our tractor is included in the policy-homeowners.:tractor:

 

[JakeBrake]

I have an inland marine policy with Farm Bureau. My home owner's policy is also with Farm Bureau, but since I use my tractor at locations many miles from my home, my home owner's policy will not cover the tractor and other equipment that I move from one location to another.

 

[phiferpharm]

+1 on the Farm Bureau. They also cover my mowers, Rhino, and Chipper Vac.

 

[JD 4520]

Yes, you can get insurance on anything and can insure anyone or anything. Now that said, most homeowners policies will cover theft of personal property while on your property, and some policies will provide coverage of personal property while off your property. Your tractor should be automatically covered on your homeowners policy unless there are specific limitations or exclusions that include tractors. You should inquire with your carrier in any event. If your tractor is used for income production you should get coverage for that purpose. Business use has a higher level of risk to the carrier.

Also as someone else stated above, your tractor would not likely be covered if you took it off property and either had it stolen or damaged; these are normal exclusions. Now having said that and going back to the beginning you can insure absolutely anything. Therefore if you regularly use your tractor off premise, you should get coverage to include off premise use.

 

[5030]

All my equipment including tractors and implements plus my on hand (for sale) hay and feed is covered as well as the buildings that house everything and the grain tanks I have a farm/commercial policy with Hastings Mutual. My machine and fabrication tools as well.

 

[JD230511]

Hmmm, I better check mine just incase.

 

[Monster5601]

Yes. We have State Farm, and our tractor is included in the policy-homeowners.:tractor:

Depends on which state you live in. In Michigan, insurance providers only cover a tractor up to $20,000 as a rider on your home owner policy.

 

[bigbull338]

yes you can ins your tractor an equipment.depending on where you live you might have todo some looking to find an ins co.