Wife said what?!?!

[bironacad]

My wife broke into laughter saying I was making a stupid face after she made a similar comment. Enough said, lol. good thing it’s national women’s day.

 

[cdaigle430]

Yes I do when she is not here-I am totally independent as she is. I think she just doesnt realize the value a tractor has or is because she doesnt use it I told her the hot tub in our back yard just wouldn't be there if it wasnt for the tractor along with the many other projects that were done. She is coming around now

 

[Username Taken]

I lost my job day after MLK holiday. Came back from a 3 day weekend and found a 1 on 1 meeting with the boss scheduled Tuesday morning. When I dialed in I was greeted by my boss and an HR rep who both told me due to a business decision related to COVID my position was being terminated.

Since then I have been looking at what cuts I can make and what we can sell to save a little here and there so I can try retiring early. Wife looks at list and asked what about the Massey, you can always sell it

right........lmao. I would rather get rid of the wife than the tractor ( hoping she never reads Tractorbynet) I would never say that out loud though.

 

[cdaigle430]

Good idea to start (with you don't already), recording everything you spend money on. When I lost my good paying job a while back, I had to learn how to live on less. It's amazing, to see where the money goes! Needs vs wants. I have way more tools than most people would ever want! Tools I have never used, but keep them handy, just in case I need them. I sold them off first.

I'd sell my truck before I would sell my tractor! There is always somebody that I could get to haul something home for me. I'd would just have to learn to wait and be patient!

Good luck!

Yes I have been recording everything for 4 years now because I wanted to retire at 55 and live half a year in US and half in South Brazil. I have a spread sheet I created for record of both countries. I may be able to pay of all debt including home mortgage by December-really hoping.

 

[cdaigle430]

Wow. That sucks. I'm sorry to hear about your job loss.
I've been laid off 3 times early in my career but they were always done face to face. If this ever happened today over the phone I would rip the people on the phone a new one.
IMO, most of these decisions are related to age, which is a shame.

Yeah-my age and salary had a lot to do with it in my opinion. But good news I have many options and none of them require I go back to work.

 

[MoKelly]

My wife broke into laughter saying I was making a stupid face after she made a similar comment. Enough said, lol. good thing it’s national women’s day.

I heard the National Women’s Day this morning on TV. I also heard it was Women’s History Month in March.

So, I ask my wife when is it Man Day or Month?

She laughs and never answered.

Huh?

MoKelly

 

[tradosaurus]

 

[MoKelly]

View attachment 689288

OMG. Officially, I am horrified.

But, I like the apron.

MoKelly

 

[fried1765]

OMG. Officially, I am horrified.

But, I like the apron.

MoKelly

Not just the apron! The whole package looks VERY good to me !!!

 

[mgstevens]

Looks like this thread made it into the TBN forum promo email.

Good luck with the immediate future on the job/retirement front, and honestly, prior to starvation, no proper wife/partner would insist on a tractorectomy. That is ALWAYS an operation requiring a second opinion.

 

[Xfaxman]

 

[JimR]

I lost my job day after MLK holiday. Came back from a 3 day weekend and found a 1 on 1 meeting with the boss scheduled Tuesday morning. When I dialed in I was greeted by my boss and an HR rep who both told me due to a business decision related to COVID my position was being terminated.

Since then I have been looking at what cuts I can make and what we can sell to save a little here and there so I can try retiring early. Wife looks at list and asked what about the Massey, you can always sell it

right........lmao. I would rather get rid of the wife than the tractor ( hoping she never reads Tractorbynet) I would never say that out loud though.

Sorry to hear about your job. There are plenty of jobs out there because many people out on Covid don't want to go back to work because they are getting the extra $300 from the Government. That money and unemployment comes close to what most people make after taxes.

 

[Steppenwolfe]

What is the major expense people are worried about that keeps them from retiring?

I hear it's healthcare costs, but do not know for sure.

Wifey and I are 62; no immediate plans to retire, as I love my job. But... Our Blue Cross / Blue Shield is almost 2500 bucks a month. Yep... 2500. And we are healthy. Thank God I can write it off 100% through my business.

 

[MoKelly]

View attachment 689297

I guess that freight train heading at you is on the shirt to remind you what it’ll feel like if your wife sees you wearing it!!!

MoKelly

 

[k0ua]

What is the major expense people are worried about that keeps them from retiring?

I hear it's healthcare costs, but do not know for sure.

Healthcare cost is not that bad after 65. Less than $200 a month for a good Medicare supplement and a drug plan. At least in my neck of the woods. that is a whole lot less than most people are paying while they are working.

 

[k0ua]

Wifey and I are 62; no immediate plans to retire, as I love my job. But... Our Blue Cross / Blue Shield is almost 2500 bucks a month. Yep... 2500. And we are healthy. Thank God I can write it off 100% through my business.

3 more years buddy, 3 more years.

 

[Steppenwolfe]

3 more years buddy, 3 more years.

Less, actually. I turn 63 in 3 months. Can't wait to hit 65... $30,000 grand a year for health insurance??? Cut me a freakin break...

 

[k0ua]

Less, actually. I turn 63 in 3 months. Can't wait to hit 65... $30,000 grand a year for health insurance??? Cut me a freakin break...

Should be just under $200 a month for a Medicare supplement and a drug plan. These are averages, but should get you in the ballpark. heck of a lot better than $2500 a month.

 

[MoKelly]

Less, actually. I turn 63 in 3 months. Can't wait to hit 65... $30,000 grand a year for health insurance??? Cut me a freakin break...

I think this is the biggest internal problem the US faces as a country. Yet, I never hear one peep about it in the media.

If you don’t have employer sponsored health care and you are middle class, you are in a real jam - either pay lots of money to get coverage or go without.

I do believe it’s a huge factor (has to be #1) why people cannot retire before Medicare eligibility. Who can retire at 62 and pay $30,000/year for health care? Not unless you have lots of extra money.

MoKelly

 

[k0ua]

I think this is the biggest internal problem the US faces as a country. Yet, I never hear one peep about it in the media.

If you don’t have employer sponsored health care and you are middle class, you are in a real jam - either pay lots of money to get coverage or go without.

It is a problem for sure. I retired at 62 and got on Christian healthcare. $300 a month. It is not exactly insurance, but it meets the Government requirements. It is a "cost sharing" of Christians helping Christians. It does work. The wife had several claims against it. You have to do some of your own work on claim filing. Not as easy as having someone doin it for you. In any case 65 comes pretty quick. Quicker than you might think